Disclaimer

1. General Disclaimer

The information, content, and services provided on the Fliint platform ("Platform"), operated by Ptolemy Technology Private Limited ("Ptolemy", "we", "us" or "our"), are intended for general informational and advisory purposes only. Nothing on this Platform constitutes legal, financial, investment, tax, or professional advice.

While we endeavour to keep the information on the Platform accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on the Platform for any purpose.

2. Not a Financial Institution

Fliint is not a bank, non-banking financial company (NBFC), credit information company, payment aggregator, or any other regulated financial institution. We do not:

Nothing on this Platform should be construed as an offer or solicitation to provide any regulated financial product or service.

• Lend money or provide credit facilities.
• Accept deposits from the public.
• Guarantee any specific financial outcome, credit score improvement, or debt settlement result.
• Act as an insurance intermediary or investment adviser.

3. Advisory Nature of Services

Our Services, including credit improvement guidance, loan settlement facilitation, and debt harassment protection, are advisory and facilitative in nature. We act as an intermediary to assist you in understanding your options and connecting with relevant parties.

Results may vary significantly based on individual financial circumstances, lender policies, credit bureau data, applicable law, and other factors outside our control. Past outcomes for other users do not guarantee similar results for you.

4. Credit Information Disclaimer

Credit scores and credit reports accessed through the Platform are sourced from licensed Credit Information Companies (CICs) registered with the Reserve Bank of India under the Credit Information Companies (Regulation) Act, 2005. We do not create, modify, or guarantee the accuracy of credit information provided by CICs.

If you believe your credit information is inaccurate, you should raise a dispute directly with the relevant CIC and/or the lender that furnished the information.

5. No Guarantee of Outcomes

Any case studies, testimonials, or examples of outcomes described on the Platform are illustrative only and do not constitute a guarantee, promise, or representation that you will achieve the same or similar results. Loan settlement negotiations are subject to lender discretion, and credit score improvements depend on multiple factors including your repayment behaviour and the accuracy of data held by credit bureaus.

6. Third-Party Content and Links

The Platform may contain links to third-party websites, resources, or services. These links are provided for your convenience only. We do not endorse, control, or accept responsibility for the content, privacy practices, or terms of any third-party website or service. Accessing third-party links is at your own risk.

7. Regulatory and Legal Disclaimer

The information on this Platform is provided in the context of Indian law and regulation. It may not be applicable or appropriate in other jurisdictions. Users outside India access the Platform at their own risk and are responsible for compliance with local laws.

Nothing on this Platform constitutes legal advice. For legal matters, including disputes with lenders or debt collectors, you should consult a qualified legal professional.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Ptolemy Technology Private Limited, its directors, officers, employees, agents, and licensors shall not be liable for any loss or damage, including without limitation indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Platform.

Your use of the Platform and reliance on any information provided is entirely at your own risk.

9. Accuracy of Information

We strive to ensure that all information on the Platform is accurate and current. However, financial regulations, lender policies, and credit bureau practices change frequently. We do not warrant that the information on the Platform reflects the most current legal or regulatory position. You should independently verify any information before relying on it.

10. Contact Us

If you have any questions about this Disclaimer or our Services, please contact us at:

Ptolemy Technology Private Limited B-1902, Arihant Aura, Next to Turbhe Station, Navi Mumbai – 400706 Email: help@fliint.in Phone: +91 73040 06301